Morris Sheppard Texarkana FCU β€” Banking Built for Our Community
πŸŽ‰ New! We now offer Contactless Pay (Tap to Pay) Visa Debit Cards β€” ask us how to get yours today!
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Member Benefit

Holiday Skip-a-Payment πŸŽ‰

The holidays are here β€” and we want to help! Eligible members may be able to skip a loan payment this season and keep a little extra cash in your pocket. Contact us today to find out if you qualify.

Member-Owned Β· Texarkana, TX/AR

A Local Credit Union by
People You Know and Trust.

A member-owned credit union putting people before profits β€” with better rates, lower fees, and neighbors who know your name.

Member-Owned
Since 1934
NCUA Insured
Federally protected deposits
Texarkana
Proudly serving our community
Friendly credit union staff helping a member

Why Choose Us

You're a Member,
Not a Customer.

At Morris Sheppard Texarkana FCU, every person who banks with us is an owner. Our profits go back to you β€” in the form of better rates, lower fees, and a team that genuinely cares about your financial future.

  • No hidden fees on checking accounts
  • Competitive loan rates for members
  • Local decisions β€” no out-of-state call centers
  • Federally insured by the NCUA
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