Member Resources
We want you to feel confident in every financial decision. These free resources are here to help you research, plan, and borrow smarter.
Estimate your monthly payment on an auto, personal, or other loan. Enter the loan amount, interest rate, and term to see what fits your budget.
You are entitled to one free credit report per year from each of the three major bureaus. Visit AnnualCreditReport.com — the only federally authorized source for free reports.
Research the value of a new or used vehicle before you buy or finance. JD Power provides trusted vehicle valuations, reliability ratings, and consumer reviews used by buyers and lenders nationwide.
Check a used vehicle's history before you buy. A Carfax report reveals accident history, odometer readings, service records, and more — helping you make a confident decision.
Protect yourself from fraud and identity theft. The Federal Trade Commission's IdentityTheft.gov provides step-by-step guidance for reporting and recovering from identity theft, as well as tips to keep your personal and financial information safe.
Ready to apply? Submit your loan application securely online — auto, personal, recreational, and more. Our team will review your application and follow up promptly.
Learn how Morris Sheppard Texarkana Federal Credit Union collects, shares, and protects your personal information in accordance with federal law.
Privacy notice for the Morris Sheppard Texarkana FCU mobile banking app. Learn how your personal information is collected, used, and protected within the app.
Disclaimer: The links above are provided as a convenience to our members. Morris Sheppard Texarkana Federal Credit Union does not endorse or guarantee the accuracy of information found on third-party websites. Please review the privacy policies of any external sites you visit.