| Share Certificate Rates |
| Rates Effective October 1, 2025 |
| Duration |
APR |
APY* |
| 6 Months |
4.25% |
4.3339% |
| 12 Months |
4.0% |
4.0742% |
| 18 Months |
4.0% |
4.0742% |
| 24 Months |
3.75% |
3.8152% |
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| Savings Rates |
| Rates Effective May 29, 2018 |
| Balance |
Dividend Rate |
APY* |
| $50- $999.99 |
0.30% |
0.3004% |
| $1,000-$4,999.99 |
0.40% |
0.4007% |
| $5,000 + |
0.50% |
0.5011% |
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| *APY= Annual Percentage Yield |
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| The Board of Directors periodically review dividend rates. |
| The Board of MSTFCU determine rates based on current market trends |
| and dividend guidelines. |
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| $5 minimum opening deposit on savings accounts |
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| $1,000 minimum opening deposit on share certificates |
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