You could win a $100 gift card or a $50 gift card 
if you elect to have your statements delivered
electronically.  See the Online Banking page
for more information.


This rate is for Vehicles, Motorcycles, ATV’s, Boats, Campers, & Tractors with
payroll deduction. This does not include share secured loans or personal loans.
Interest rates based on credit score. All applicable lending policies will apply.

*% = Annual Percentage Rate  

Discount Tickets to Six Flags over Texas are now
available. Click on the link to the right.
User name: MSTFCUOT
Password: SixFlags9

The Morris Sheppard Texarkana Federal Credit Union is a member owned financial institution dedicated to satisfying the financial needs of our members and their families. Our commitment is to remain fiscally responsible: offering attractive rates for deposit accounts and loans while continually expanding our services for our members convenience – not only for today, but tomorrow as well. Each member is an OWNER, SAVER, and a potential BORROWER. Morris Sheppard Texarkana Federal Credit Union is a NOT-FOR-PROFIT financial organization formed under the concept of “PEOPLE HELPING PEOPLE”.


Credit Union Hours

Our office is currently open Monday through Friday 9:00 a.m. to 5:00 p.m.

Our office is located at:
Morris Sheppard Texarkana Federal Credit Union
419 W 4th
Texarkana TX, 75501