Savings Rates

 Share Certificate Rates
Rates Effective January 29, 2019
Duration Dividend Rate APY*
6 Months 1.50% 1.5104%
12 Months 2.25% 2.2734%
18 Months 2.45% 2.4777%
24 Months 2.75% 2.7850%
Savings Rates
Rates Effective May 29, 2018
Balance Dividend Rate APY*
$50- $999.99 0.30% 0.3004%
$1,000-$4,999.99 0.40% 0.4007%
$5,000 + 0.50% 0.5011%
*APY= Annual Percentage Yield
The Board of Directors periodically review dividend rates.
The Board of MSTFCU determine rates based on current market trends
and dividend guidelines.
$5 minimum opening deposit on savings accounts
$1,000 minimum opening deposit on share certificates

Upcoming Important Events

Annual Meeting will be March 28th at 5:30 pm in the council chambers at City Hall. Look forward to seeing you there.


Our hours of operation are Monday-Friday from 9:00am -5:00pm.

The credit union is open during the lunch hour, however, due to our small number of staff there will be times that our office will close for lunch. If we do have to close that time will be from 11:30-12:30. We apologize in advance for any inconvenience this may cause.