Effective September 27, 2018
New Member Fee $1
Stop Payment Fee  $20
Non-Sufficient Funds (NSF) Paid Item Fee  $25 with $100 Maximum per Day
Non-Sufficient Funds (NSF) Return Item Fee  $25 with $100 Maximum per day
Excess Share Withdrawals over 5 Per Month  $1 Per Transaction
Account Research  $15 Per Hour with a
 1 Hour Minimum
Wire Transfer  $15
Chargeback Fee  From Self       $25        From Others  $5
Loan Skip Payment Fee  $15 per loan
Statement Copy  $5
Photocopy of Check  $1
Debit Card Replacement Fee  $10
Account Reconciliation  $20
Account Maintenance Fee if account is closed within 60 days of account opening date $10
ATM Transaction Fee for transactions or balance
inquiries made at ATM’s not owned by Red River Federal  $0


Our Annual Meeting is scheduled for March 23, 2021 at 5:30 pm at Texas City Hall in the council chambers.

Going on Vacation or out of town? Let credit union staff know so we can ensure your debit card works for you.

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Our hours of operation are Monday-Friday from 9:00am -5:00pm.

The credit union is open during the lunch hour, however, due to our small number of staff there will be times that our office will close for lunch. If we do have to close that time will be from 11:30-12:30. We apologize in advance for any inconvenience this may cause.