Loan Rates

Loan Rates Effective February 1, 2021
Year Model of Collateral Rate as low as Term
New Autos Only** 2.49% APR Up to 84 Mos $25,000 minimum
2020-2016*** 2.49% APR Up to 72 Mos $17,000 minimum
2015-2012 2.49% APR Up to 60 Mos
2011-2008 2.49% APR Up to 48 Mos
2007-2001 2.49% APR Up to 36 Mos
New Only Zero Trn Mower 2.49% APR Up to 60 Mos $3,000 minimum
New/Used Recreational 2.49% APR Up to 120 Mos
Motorcycles, ATV/UTV, Boats, Campers, Tractors
Share Secured 2.00% APR Up to 60 Mos
Personal Loans 7.75% APR Up to 60 Mos
*APR- Annual Percentage Rate.
Rate and term based on credit score and year model of collateral with approved credit.

Rate subject to change without Notice.


Our Annual Meeting is scheduled for March 23, 2021 at 5:30 pm at Texas City Hall in the council chambers.

Going on Vacation or out of town? Let credit union staff know so we can ensure your debit card works for you.

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Our hours of operation are Monday-Friday from 9:00am -5:00pm.

The credit union is open during the lunch hour, however, due to our small number of staff there will be times that our office will close for lunch. If we do have to close that time will be from 11:30-12:30. We apologize in advance for any inconvenience this may cause.